# Banking - Business Accounts (/data-api/guides/help-center/business-accounts)

Guidance and resources for sharing data from business banking accounts.



Sharing data from Business Accounts [#sharing-data-from-business-accounts]

Under the Consumer Data Right (CDR) Open Banking, some banks require businesses and other non-individual account holders (e.g., trusts) to appoint a Nominated Representative before they can share data.

A Nominated Representative (also known as a delegate) is an individual within an organisation who is authorised to manage and share CDR data on its behalf. The process for appointing a Nominated Representative varies by bank - some offer online registration, others provide in-app options, and some require a paper or digital form submission.

Business bank accounts can have a variety of users such as payroll, staff and administrators. To share data via Open Banking you will need to grant specific users the access privileges to share data on behalf of the business. Once this is set up any user with the appropriate privileges can share access to your businesses data with any accredited third party application. This section provides a list of available guides on how to set up business sharing with each respective institution.

[Open Banking Help for Internet Banking for Business](https://www.anz.com.au/privacy/centre/open-banking-data-sharing/internet-banking-for-business-help/), [ANZ IB4B User guide](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/internet-banking-business-customer-user-guide.pdf), [ANZ IB4B Support](https://www.anz.com.au/ways-to-bank/internet-banking/business/support/)

| Bank    | Resources                                                                                                                                                  | CDR Policy Link                                                                                             | CDR Support Email                                                     | CDR Provider Number |
| ------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------- | ------------------- |
| CBA     | [Set up a data sharing delegate with NetBank or CommBiz](https://www.commbank.com.au/banking/open-banking/data-sharing-delegate.html)                      | [CBA CDR Policy](https://www.commbank.com.au/CDRpolicy)                                                     | [CBAOpenBanking@cba.com.au](mailto:CBAOpenBanking@cba.com.au)         | DHBNK000007         |
| ANZ     | [Open Banking Help for Internet Banking for Business](https://www.anz.com.au/privacy/centre/open-banking-data-sharing/internet-banking-for-business-help/) | [ANZ CDR Policy](https://www.anz.com/plus/cdrpolicy)                                                        | [openbanking@anz.com](mailto:openbanking@anz.com)                     | DHBNK000005         |
| NAB     | [How to share data using Open Banking](https://www.nab.com.au/customer-notices/open-banking)                                                               | [NAB CDR Policy](https://www.nab.com.au/common/privacy-policy/consumer-data-right-policy)                   | [open.data@nab.com.au](mailto:open.data@nab.com.au)                   | DHBNK000003         |
| Westpac | [How to set up your Business Network for Data Sharing](https://www.westpac.com.au/business-banking/online-banking/support-faqs/data-sharing/)              | [Westpac CDR Policy](https://www.westpac.com.au/business-banking/online-banking/support-faqs/data-sharing/) | [OpenBankingWBC@westpac.com.au](mailto:OpenBankingWBC@westpac.com.au) | DHBNK000001         |

Other Banks with available resources: [#other-banks-with-available-resources]

| Other banks                | Resources                                                                                                   | CDR Policy Link                                                                                                                                | CDR Support Email                                                                           | CDR Provider Number |
| -------------------------- | ----------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------- |
| Suncorp-Metway Limited     | [CDR FAQ](https://suncorp.com.au/banking/help-support/open-banking.html)                                    | [Suncorp CDR Policy](https://www.suncorp.com.au/content/dam/suncorp/bank/documents/personal/help-and-support/open-banking-policy.pdf)          | [OpenBanking@Suncorp.com.au](mailto:OpenBanking@Suncorp.com.au)                             | DHBNK000068         |
| Bank of Queensland Limited | [CDR FAQ](https://www.boq.com.au/personal/banking/openbanking)                                              | [BOQ CDR Policy](https://www.boq.com.au/cdr-policy)                                                                                            | [openbanking.dataholdersupport@boq.com.au](mailto:openbanking.dataholdersupport@boq.com.au) | DHBNK000111         |
| Bankwest Bank              | [CDR FAQ](https://www.bankwest.com.au/help/open-banking)                                                    | [Bankwest CDR Policy](https://www.bankwest.com.au/CDRpolicy)                                                                                   | [CBAOpenBanking@cba.com.au](mailto:CBAOpenBanking@cba.com.au)                               | DHBNK000007         |
| Australian Mutual Bank LTD | [CDR FAQ](https://australianmutual.bank/about-us/open-banking/)                                             | [Australian Mutual Bank LTD CDR Policy](https://australianmutual.bank/reusable-documents/disclosure-documents/consumer-data-right-cdr-policy/) | [info@australianmutual.bank](mailto:info@australianmutual.bank)                             | DHBNK000066         |
| Police Credit Union Ltd    | [CDR FAQ](https://www.policecu.com.au/support/what-is-open-banking-and-how-will-you-benefit-in-the-future/) | [Police Credit Union Ltd CDR Policy](https://www.policecu.com.au/PCUDocuments/Consumer_Data_Right_Policy)                                      | [cdr@policecu.com.au](mailto:cdr@policecu.com.au)                                           | DHBNK000093         |
| Great Southern Bank        | [CDR FAQ](https://www.greatsouthernbank.com.au/open-banking)                                                | [Great Southern Bank CDR Policy](https://www.greatsouthernbank.com.au/tools-and-services/open-banking)                                         | [company.secretary@gsb.com.au](mailto:company.secretary@gsb.com.au)                         | DHBNK000048         |
| ME Bank                    | [CDR FAQ](https://www.mebank.com.au/home/banking-on-the-go/open-banking-me/)                                | [ME Bank CDR Policy](https://www.mebank.com.au/getmedia/61c6f555-e86d-4467-8ced-047518cf724d/CDR-policy)                                       | [openbanking.dataholdersupport@boq.com.au](mailto:openbanking.dataholdersupport@boq.com.au) | DHBNK000111         |
| GMCU                       | [CDR FAQ](https://www.gmcu.com.au/about-us/corporate-information/open-banking/)                             | [GMCU CDR Policy](https://www.gcmutual.bank/tools/banking-services/open-banking/)                                                              | [info@gmcu.com.au](mailto:info@gmcu.com.au)                                                 | DHBNK000126         |
| Bank of Us                 | [CDR FAQ](https://bankofus.com.au/open-banking-3)                                                           | [Bank of Us CDR Policy](https://bankofus.com.au/source-assets/documents/compliance/Consumer-Data-Right-CDR-Policy-20-October-2021.pdf)         | [Projects@Bankofus.com.au](mailto:Projects@Bankofus.com.au)                                 | DHBNK000120         |
| UniBank                    | [CDR FAQ](https://www.unibank.com.au/money-matters/industry-news/open-banking-future-banking-here)          | [UniBank CDR Policy](https://www.unibank.com.au/-/media/global/pdfs/consumer-data-right.ashx)                                                  | [Enquiry@tmbank.com.au](mailto:Enquiry@tmbank.com.au)                                       | DHBNK000073         |
